Legal

Terms of Service

Please read these terms carefully before using our site or purchasing our products.

Last updated: May 2026

Acceptance of Terms

By accessing or using the Monica Hale website and purchasing our products, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our site or make a purchase.

Products and Purchases

All products offered by Monica Hale are digital goods delivered electronically. By completing a purchase, you agree that:

Intellectual Property

All content, text, graphics, and materials on this website and within our products are the intellectual property of Monica Hale. Unauthorised reproduction or redistribution is strictly prohibited and may result in legal action.

Disclaimer

The Monica Hale collection is published for educational and informational purposes only. Nothing contained within our products constitutes financial, legal, or investment advice. We make no representations or warranties about the outcomes of applying any principles discussed in our materials.

Always consult a qualified professional before making financial decisions.

Limitation of Liability

To the fullest extent permitted by law, Monica Hale shall not be liable for any indirect, incidental, or consequential damages arising from your use of our products or website.

Refunds

Purchases are subject to our Refund Policy, which forms part of these Terms of Service.

Privacy

Your use of this website is also governed by our Privacy Policy.

Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of our site following any changes constitutes acceptance of the revised terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable law. Any disputes shall be subject to the exclusive jurisdiction of the relevant courts.

Contact

If you have any questions about these Terms, please contact us.